About us

Nothing is worse than seeing good people suffer financially and this is something that is happening more and more in the modern day United Kingdom. Loan products are a necessity of our generation but unfortunately, thanks to the many global financial crises of the past decade, these products are out of the reach of a large percentage of the population.

And why?

Well, it’s down to one thing and one thing only… low or even negative credit ratings. Many people have fallen into a financial trap as their debt slowly consumes them. Debt often leads to more debt and eventually, because financially times are hard, they begin to default on credit payments. It may be on their vehicle, credit card or loan. Whatever credit payment you default on, it immediately goes onto your credit report, reflecting in a negative manner.

If this happens more and more, you will only find your credit ratings plunge to the point that no bank or other financial institution will give you any form of credit product whatsoever.

Unfortunately, credit products are a fact of life and it is very difficult to operate without them, especially in times of need. What do you do if your geyser bursts and you need to replace it? Or what happens if you have a medical emergency and you do not have savings to cover it?

Up until a few years ago, people with a bad credit rating had no recourse for a loan. Luckily, over the past couple of years, reliable loan products have appeared, specifically aimed at this group of the population.

And that is what we at Shellfish Loans do. We have a number of loan products, including our popular logbook loan. These are aimed specifically at those members of the public who have bad credit ratings and just have nowhere else to turn.

A word of warning, however. There are many unscrupulous lenders out there offering loan products to people in your predicament. It pays to do your research into each and every company that you may consider when it comes to taking a loan product.

We guarantee that we do everything in our power to give you the most affordable loan products in the United Kingdom. Our staff are all experts in their particular loan field and will guide you every step of the way through the application process, discuss the loan contract and ensure that you not only know the full amount you will be paying over the terms of the agreement but the monthly instalment as well.

We look forward to helping you! Give us a call today.